Health Insurance Info for Colorado

news & commentary on health insurance and benefits

Average health insurance deductible in 2010: $1,200

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According to Mercer, the average deductible for popular PPO plans now stands at $1,200 annually for employers with 10 or more employees.

The Mercer survey also found that health benefit costs rose 6.9% this year – up from 5.5% in 2009.

Another trend noted in the study is that large employers were adopting high-deductible plans, linked to health savings accounts, more quickly than small employers. The reason? Lower costs – high deductible HSA plans are more than $2,000 a year less expensive per employee, including employer contributions to the savings account.

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