Health Insurance Info for Colorado

news & commentary on health insurance and benefits

Grandfathered-status rules amended by HHS


Federal regulators have amended the grandfathered-status rule under the health care law known as Obamacare. Employers with insured group health plans can switch plans and carriers that provide similar coverage, but at lower cost, without losing their grandfathered status.

Under the original rules, group plans could lose their grandfathered status if the employer switched from one insurance carrier to another.  The original regulation only allowed self-funded plans to change third party administrators without losing grandfathered status; now, all groups health plans can change TPA’s or carriers and maintain their grandfathered status.


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